Travel insurance is one of the mandatory documents for the list of documents required for a Schengen visa.
Applicants need to make sure their insurance plans provide comprehensive coverage as per their travel planning needs. A good travel insurance plan will offer the following coverage :
A-What is covered in travel insurance
- Medical emergencies, such as an accident or illness, while in the Schengen Area
- Emergency evacuations
- Return of mortal remains
- Return of a minor
- Trip cancellation
- Trip delays
- Accidental death, injury, or disablements benefits
- International funeral expenses
- Lost, stolen, or damaged personal items
- Baggage delays and emergency replacement of essentials
- Missed flight connections due to airline
- Weather delays
- Hijackings
- Pregnancy-related expenses in the first trimester
B- What is not covered in your Travel Insurance
There are several instances that will rarely be covered by standard travel insurance, so it is important for travelers to understand what is and isn’t protected. In most cases, additional coverage can be purchased for the following criteria:
Most of the time medical insurance coverage is different then travel insurance some travel insurance offer medical insurance as well under their coverage plan.
- Pre-existing disease conditions, such as diabetes, cancer, asthma etc.
- Some activities with an expected level of risk, such as scuba diving or skiing
Credibility of insurance company:
It is really important that you choose your travel company very carefully and not only choose the plan by cheap premium but also check the reviews and helpline number availability.
Also make sure they are approachable easily online and they have call, chat and email support available on their website. You should cross check the call support response to the helpline number by calling it once before buying any plan.
The applicant, like you, should always prioritize your requirements and make a list of things you want to include in your travel coverage during your travel. Buying an annual travel insurance plan will always be a good idea if you wish to get a long duration travel visa. Let’s find out what insurance plan is the best fit for you. Click here